Insurance Coverage is Different for Flood & Water Damage

In the event of a water leak, it is important to file a claim with your insurance provider as soon as possible. Although many homeowners have water coverage, not all insurance companies are looking to cover your full claim. Here are a few tips for maximizing your water damage claim and getting the right level of coverage. If you experience a flood or water damage, STOP Restoration will work with your insurance provider to make sure you’re able to get back into your home safely; it’s important that you know how to maximize water damage claims.

Once you find out you have water damage, call STOP Restoration immediately. We can also board up your windows if they were broken by a windstorm or help you resolve your plumbing leak if there's one present too. For roof leaks, we’ll put up a temporary tarp to keep rain off of furniture and other damaged belongings. Claiming them is important so the insurance company can reimburse you for lost or broken items.

Something that's very important when it comes to insurance claims is having evidence. You can easily take photos of all the damage with your phone or camera as well as videos. In addition to photo and video evidence, written evidence can also provide a good amount of help. Estimate what was damaged and take photos. You can also ask STOP Restoration for suggestions on the replacement price of missing furniture or items. If you are in need of a quote or report explaining what happened to your belongings, we'll gladly help you out.

When you’re done with the list of damages, give us a call and we’ll get it to your your insurance company. Otherwise, you risk not being able to move forward with your claim. If you need help navigating all of this, we can help do it for you! Insurance companies differentiate between flood & water damage. Most standard homeowner’s insurance covers water damage, but not all covers flood damage. A lot of damage can happen to homes. To make sure you're getting the right kind of coverage, always contact your home insurance company after an incident.

When you need to make a claim, make sure you have someone on your side. Choose us - STOP Restoration, to help with the process and getting compensation. We understand that the filing a water claim can take an unreasonable amount of time. That's why we'll do our best to expedite the process so you're able to get back in your home or office promptly. Get expert assistance with our 24-hour service, call us anytime 7 days a week.