What to do with personal contents after an insurance claim in Winston Salem, NC

When a homeowner suffers a loss to their property, one of the first things an insurance company must do is put a value on getting that property back to its pre-loss condition. Not only does the structure have to be restored but all the policyholder’s belongings affected by the loss must be considered as well. All these affected items must be documented, and a plan determined for what to do with the items. This can be a taxing task for a claims adjuster, as well as the property owner. The age, make, model, and condition all go into determining a “replacement value” or if the items could be cleaned and restored. Once plans are determined, many disaster restoration companies come in and dispose of non-restorable items and let the property owner handle the rest.

Cleaning & Restoration

A growing trend in the restoration industry is contents cleaning and restoration. New technologies in the industry allow for these belongings to be restored to pre-loss condition, potentially saving the insurance company thousands of dollars and allowing the property owner to keep many of the items that would otherwise be tossed in the trash. Many families’ belongings have sentimental value that cannot be replaced by a check from the insurance company. From family photos damaged by smoke to electronics damaged in a basement flood, many items can be restored with the proper knowledge and equipment. Even odors resulting from these losses can often be completely removed using the right equipment and chemicals or a combination of the two.

Whether you are an insurance agent or adjuster advising your client or a homeowner that just suffered a loss, make sure you choose a restoration company that has the proper knowledge and equipment to clean and restore contents as well as your home. STOP Restoration is ready and able to handle all of your contents and restoration needs. Give us a call at 336-829-5345; we’re here to help.